Our Services

S.O.E. Financial provides independent mortgage advice & has access to the full market of mortgage lenders. We like to balance today’s cost against tomorrow’s cost, taking into account fees charged by the lenders, together with any inflexibility clauses, so that if you want to change your mortgage in the future, you won’t be charged any big penalties.

Initially we record your full financial situation onto the Fact Find & use that
as a platform for the advice. Software provides access to all mortgage schemes listing the interest rates, fees, terms & conditions. Having input your data into our software, the system will come up with a comparative list, guaranteeing that we offer the very best mortgage product specific to your requirements.

It is very difficult to compare all schemes with differing interest rates & fees etc, but our software offers a true cost analysis, thus ensuring the very best terms every time.

Every client receives a detailed report following a formal mortgage application which crystallises what we are doing in our own minds, but primarily protects you against the liability of our advice.

We will also liaise with your solicitor & the estate agent that you are purchasing though thus reducing your workload at a potentially stressful & busy time.

Calculate Stamp Duty Land Tax

This calculator can be used for property purchases

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Find Us At

Registered Office

Contact Us

Vikas Jain
Tel: 07944 477509
[email protected]

Simon Garling
Tel: 07771 802606
[email protected]

Akeel Hussain
Tel: 07908 717949
[email protected]

Nadine Gruber
Tel: 07719 762250
[email protected]

Joanne Hourigan
Tel: 07734 773242
[email protected]

Office Hours

Monday : 09.00 – 17.00

Tuesday : 09.00 – 17.00

Wednesday : 09.00 – 17.00

Thursday : 09.00 – 17.00

Friday : 09.00 – 17.00

Saturday : Closed

Sunday : Closed

Appointments outside of office hours by arrangement.

S.O.E. Financial Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) under reference number 935448. The Companies House registered office is at Ladywood, Whips Lane, Watledge, Nailsworth, Gloucestershire, GL6 0BB & is registered in England under the company number 12848050